HAVANA INSURANCE: 2012

11/27/12

American Insurance companies do not protect you in Cuba. So forget about American Travel & health insurance while you travel to Cuba. Best o be safe and buy your travel & health insurance in Havana to avoid any problems. Canadians and European travelers to Cuba do have coverage but they are still required to buy extra travel & health insurance coverage from Cuban Insurance companies.

U.K. Travelers need their European Health Insurance Card to show Cuban Health official for proof of medical treatment abroad yet most insurers cover only necessary medical treatment, repatriation costs, lost money, baggage, or flight cancellation, travel insurance from a reputable Cuban Insurance company should always be sought.

Internet Access Here Sign (Photo credit: Steve Rhode)

Havana Tourist Hot Lines

Cuba has its own travel assistance company called Asistur (tel. 7/866-4499; www.asistur.cu) For a small price Asistur can help with all types of tourist emergencies.
Havana Internet Access -- To access Internet while in Havana, head to the any Etecsa S.A. office where you will find a bank of internet connected computers. Most all Havana hotels & beach resorts also offer Internet access. In Havana, outside of the Etecsa office in Habana Vieja, all the top 4 and 5 star Havana hotels offer Internet access at a minimum price of CUC $6 (US$6.50/£3.25) per hour.

Credit Card In Cuba

Credit Cards in Cuba do work but if yours is lost or stolen then you immediately have to dial tel. 119, then 01/410-581-994. For MasterCard, you must also dial tel. 119, then 01/636-722-7111. For American issued cards you must dial tel. 119, then 01/905-474-0870. If you loose your your credit card or your wallet has been lost or stolen then call your embassy immediately then call the Cuban police to file a report. It wont help you get your wallet back but you will feel better knowing you did do something. Credit card companies have an emergency toll-free number to call if your card is lost or stolen; they may be able to wire you a cash advance immediately or deliver an emergency credit card to Assistur in Havanain a day or two.

Emergency Money

In Case of emergency Cuba does have solutions with Western Union, in partnership with the Cuban government had over 200 locations to send money to Cuba. So if you need emergency cash over the weekend when all banks are closed, you can have money sent to you in Cuba via Western Union (tel. 800/325-6000 or on their website. www.WesternUnion.com.

Emergencies In Cuba

In Havana and the rest of Cuba if you are in any emergency whatsoever you should call the police or the ambulance which is # 106 for any police emergency. Cal # 104 for an ambulance in six of the country's provinces n. American citizens can find assistance at the U.S. Interests Section, with no questions asked about thier U.S -Cuba Travel licenses.

For Car Insurance call to get a quote.

2/8/12

HAVANA TOP 10 ATTRACTIONS IN CUBA

HAVANA CUBA TOP 10 ATTRACTIONS

Top 10 Havana Travel Guide is your Havana Insurance for a fun trip to Cuba. Don't forget to book your Cuba Travel Insurance and your Cuban Heath Insurance before you go on your Cuba holiday.

1. OLD HAVANA
500 years of history captured in the oldest part of Havana Cuba.

2. Havana Transportation
Old taxis, Vintage Antique American Cars & CocoTaxi line the streets of Havana Cuba

3. El Capitolio De Havana
A perfect replica of the American US Capitol built in 1929.

4. Cuban Music
Hot Sexy Latin Salsa Dance Music is world famous and can be found all over Havana

5. El Morro
Spanish 16th century fortress that still protects Havana from Caribbean pirates.

6. Cuban Cigar Factories
Tour the world famous Cuban Cigars factories that are the best in the world.

7. San Cristobal Cathedral
Havana's Historic Baroque Cathedral with its 15th century Spanish architecture.

8. Revolution Square
Plaza De La Revolucion Cuban is Cuba's main political rallies, Fidel & Raul Castro offices.

9. Castle of the Royal Forces
Castillio Forcas Armadas is the oldest fortress in all the Americas & UNESCO World Heritage Site.

10. El Malecon de Havana
Cuba's Famous sea wall, a great place to mingle with the Cubans and experience Cuban life.

1/30/12

CUBAN INSURE NEW BUSINESS IN HAVANA

Havana New Restaurant Insurance

HAVANA INSURANCE FOR NEW RESTAURANTS

Cuban President Raúl and Fidel Castro want the recent opening of small businesses to raise Cuba’s poor economy and absorb the workers he says will eventually be fired. He also wants Havana Insurance for all Cuban Business to protect the workers and Foreign and Cuban tourists.

Cuba’s fast growing micro-entrepreneurs – over 500,000 have registered for new Cuban business licenses as of Jan 1st 2012, Many lack insurance and everything that most start-ups need, from location, skills to money. Will they ever really get off the succeed?

A restaurant in Havana’s colonial historic centre – which opened in 2012, is appropriately called “La Moneda Cubana”, the Cuban money, and is run by jose Perez, a 40-year old entrepreneur who has some answers.

First, the premises. The three-storey restaurant, which once belonged to Jose father, was nationalised by fidel Castro. What a location it enjoys: La Moneda Cubana lies just a few steps from the Old Havana cathedral, has a sweeping view of the Havana bay from its roof terrace, and enjoys a regular stream of tourists. Few are so fortunate. Indeed, the process of leasing state properties remains incipient.

Second, No Skills that Jose who worked for several years in the state tourist sector, first at the Cuban Resturant La"Floridita", where Ernest Hemmingway once drank daiquiris; then in the kitchens of the nearby Hotel Sevilla. “I learnt there everything I needed to run my kitchen,” Ángel told beyondbrics.

However, similar backward linkages are rarer elsewhere. “A famous Cuban restaurant also needs a good manager and an sharp penny pinching accountant,” he adds. Such skills are hard to come by in Cuba’s Soviet-style economy, the business skills training program the Catholic church set up last year.

Third, No Money =No Profits! The thinking is that Cubans turn to their Miami relatives for start-up capital. This is entirely legal under Fidel & Rual Castro’s new rule and better still its is encouraged.

The informality that Cubans developed over decades socialism remain deeply engrained.
Jose, for example, insists he restored his property building “all with my own money”.
Jose also says his operation is now self-financing. La Moneda Cubana’s business suggests this may indeed be so. That is just as well, as the notion of Cuba’s old banking system offering credit is entirely novel – although there is government talk it will do so.
Cubans can now Legally buy construction materials directly from the state. As for food, Jose still buys from the Cuban state rather than private farmers. “They can’t ensure a steady and reliable supply,” he says.
Over 100 Cuba food contracts have been signed between private farmers and state-run hotels – a huge change that will strip out the inefficient state-distribution system. Che Guevera must be watching from above to protect the Cuban revolution he fought so hard to build.

English: This photo was taken on March 5, 1960...

Image via Wikipedia

Cuba’s growing small business sector is still fragile and Jose and other cubans small success will surely be repeated everywhere. Business generally remains very fragile. Most entrepreneurs sell out of their homes, or from makeshift street stalls. Havana is far from becoming a neon-wrapped landscape.

The Cubans are extrily supportive aof the popularity of the reforms and Castro’s mantra that they will be implemented “slowly, but without pause” also means they are irreversible. Ahead of the Communist Party’s conference over the weekend, even state newspaper Granma talked of the need “to leave behind prejudices against the non-state sector” and to overcome the “psychological barrier” of “obsolete dogmas”.

One of these is work habits. Jose for one, has already turned on its head the old socialist mantra of “everyone pretends to work and the state pretends to pay.” Compared to state wages worth around $15 CUC a month but paid in Cuban pesos, his staff get a percentage of profits in hard currency. “They like that, very much,” he says.

As for Jose Perez workday: he says that he will make it there early in the morning and usually leave around 4 am every day. Does he mind that hard work? Not at all. Cuban like hard work but the Havana Insurance is what I really need to make it secure. You have to do what one has to or wants to do – and I do. This is as much an emotional risk but I like it very much. Cuba is getting better every day for Insurance and investment.
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HAVANA INSURANCE

11/27/12